Volume 1 Issue 2

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The New Color of Money: Neighborhood Lending Patterns In Atlanta Revisited
New research finds persistent disparities between home lending to white and black neighborhoods in Atlanta.

Perspectives
Jamie S. Gorelick on "Fair Lending Means Equal Opportunity for Homeownership."

Counting By Color: How the Race of a Lender's Workforce Correlates with Mortgage Approval Rates for Applicants
The racial composition of mortgage lender workforces correlates with approval rates for minority loan applicants.

Fannie Mae Foundation Initiative Seeks To Increase Diversity In The Mortgage Lending Workforce
Fannie Mae Foundation initiative widens opportunities for workforce diversity in the mortgage lending industry.

Risk-Based Pricing: Are There Fair Lending Implications?
Technological advances in pricing mortgage loans offer benefits, but are there pitfalls for fair lending?

Insight
Mortgage loan originations to low-income borrowers rose 32 percent and loans to minority low-income borrowers rose a dramatic 80 percent between 1993 and 1997.

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Editor's Note
James H. Carr on "Research Informs the Fair Lending Debate."

Editorial Information

Editor: James H. Carr
Managing Editor: Carol A. Bell

ISSN 1525-2833

Housing Facts & Findings is published by the Fannie Mae Foundation. The opinions expressed in this publication do not necessarily represent the views of the editors, Fannie Mae Foundation, or its officers and directors.