Volume 15 Issue 3

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Table of Contents and General Information
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Themed Issue:

Market Failures and Predatory Lending

Editor's Introduction
By Kristopher M. Rengert
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Guest Editors' Introduction
By Patricia A. McCoy and Elvin K. Wyly
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Articles

An Overview of the Predatory Lending Process
By Elizabeth Renuart
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Risk-Based Mortgage Pricing: Present and Future Research
By Alan M. White
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Subprime Lending: An Investigation of Economic Efficiency
By Howard Lax, Michael Manti, Paul Raca, and Peter Zorn
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Assessing the Impact of North Carolina's Predatory Lending Law
By Roberto G. Quercia, Michael A. Stegman, and Walter R. Davis
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Neighborhood Patterns of Subprime Lending: Evidence from Disparate Cities
By Paul S. Calem, Jonathan E. Hershaff, and Susan M. Wachter
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Has Mortgage Capital Found an Inner-City Spatial Fix?
By Elvin K. Wyly, Mona Atia, and Daniel J. Hammel
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The Geography of Subprime Mortgage Prepayment Penalty Patterns
By John Farris and Christopher A. Richardson
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Predatory Lending: What Does Wall Street Have to Do with It?
By Kathleen C. Engel and Patricia A. McCoy
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Limiting Abuse and Opportunism by Mortgage Servicers
By Kurt Eggert
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The Demand Side of Financial Exploitation: The Case of Medical Debt
By Robert W. Seifert
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